SBL Partners

Client Stories

Real results from real clients. See how our integrated approach to tax planning and wealth management has transformed our clients' financial futures.

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Real World Case Study

Client Overview

A professional practice with four doctors expanded its business from $3.25 million in gross revenue to nearly $6 million in just one year.

The Challenge

The rapid growth of the practice required a comprehensive review of their CPA and accounting services to ensure financial efficiency. Additionally, a review of their federal student loans, group medical plan, and retirement planning was necessary to further optimize their finances.

Our Approach

We conducted a thorough analysis of the practice’s financials, leading to a revision of their CPA and accounting strategies. This resulted in $1.2 million in tax savings, including a $600,000 loss carryforward that had been missed by their previous CPA firm. We also identified an additional $600,000 in tax savings.

Furthermore, we reviewed the doctors’ federal student loans, eliminating $3,000 per month in debt payments for each doctor for the next 20 years. We also performed a detailed review of their group medical plan, optimizing coverage and costs for the practice. Finally, we set up a retirement plan to help secure their financial future.

Strategic Solutions Implemented:

Tax Strategy Optimization

Conducted a thorough analysis of the practice’s financials resulting in $1.2 million in tax savings, including a $600,000 loss carry-forward that had been missed by their previous CPA firm. We also identified an additional $600,000 in tax savings.

Investment Portfolio Redesign

Created a tax-efficient investment approach focused on long-term growth while minimizing tax drag.

Retirement Income Planning

Developed multiple tax-diversified income streams for retirement, reducing future tax liability.

Estate Planning Integration

Designed a comprehensive wealth transfer strategy to minimize estate taxes and maximize legacy.

The Results

The practice not only optimized its tax situation but also significantly reduced its student loan obligations, allowing for greater financial flexibility. The doctors now have a solid retirement plan in place, an optimized group medical plan, and enhanced financial security.